Credit Card Debt by State
Explore credit card debt statistics, average APR rates, and consumer protection laws for all 50 US states plus Washington, D.C.
Alabama
Avg Debt: $5,200
Avg APR: 21.2%
Alaska
Avg Debt: $5,800
Avg APR: 20.8%
Arizona
Avg Debt: $5,400
Avg APR: 21.5%
Arkansas
Avg Debt: $4,900
Avg APR: 22.1%
California
Avg Debt: $6,200
Avg APR: 20.5%
Colorado
Avg Debt: $5,600
Avg APR: 20.9%
Connecticut
Avg Debt: $6,800
Avg APR: 20.2%
Delaware
Avg Debt: $5,900
Avg APR: 21.1%
District of Columbia
Avg Debt: $7,200
Avg APR: 19.8%
Florida
Avg Debt: $5,700
Avg APR: 21.3%
Georgia
Avg Debt: $5,500
Avg APR: 21.4%
Hawaii
Avg Debt: $6,100
Avg APR: 20.7%
Idaho
Avg Debt: $5,100
Avg APR: 21.8%
Illinois
Avg Debt: $5,800
Avg APR: 21%
Indiana
Avg Debt: $5,300
Avg APR: 21.6%
Iowa
Avg Debt: $4,800
Avg APR: 21.9%
Kansas
Avg Debt: $5,000
Avg APR: 22%
Kentucky
Avg Debt: $5,100
Avg APR: 21.7%
Louisiana
Avg Debt: $5,400
Avg APR: 21.5%
Maine
Avg Debt: $5,600
Avg APR: 21.2%
Maryland
Avg Debt: $6,000
Avg APR: 20.8%
Massachusetts
Avg Debt: $6,500
Avg APR: 20.3%
Michigan
Avg Debt: $5,700
Avg APR: 21.1%
Minnesota
Avg Debt: $5,900
Avg APR: 20.9%
Mississippi
Avg Debt: $4,700
Avg APR: 22.2%
Missouri
Avg Debt: $5,200
Avg APR: 21.5%
Montana
Avg Debt: $5,000
Avg APR: 21.9%
Nebraska
Avg Debt: $4,900
Avg APR: 22%
Nevada
Avg Debt: $5,500
Avg APR: 21.4%
New Hampshire
Avg Debt: $6,100
Avg APR: 20.6%
New Jersey
Avg Debt: $6,300
Avg APR: 20.4%
New Mexico
Avg Debt: $5,000
Avg APR: 21.9%
New York
Avg Debt: $6,600
Avg APR: 20.1%
North Carolina
Avg Debt: $5,400
Avg APR: 21.5%
North Dakota
Avg Debt: $4,600
Avg APR: 22.3%
Ohio
Avg Debt: $5,300
Avg APR: 21.6%
Oklahoma
Avg Debt: $5,000
Avg APR: 22%
Oregon
Avg Debt: $5,700
Avg APR: 21.2%
Pennsylvania
Avg Debt: $5,900
Avg APR: 20.9%
Rhode Island
Avg Debt: $6,200
Avg APR: 20.5%
South Carolina
Avg Debt: $5,300
Avg APR: 21.6%
South Dakota
Avg Debt: $4,700
Avg APR: 22.1%
Tennessee
Avg Debt: $5,200
Avg APR: 21.7%
Texas
Avg Debt: $5,500
Avg APR: 21.4%
Utah
Avg Debt: $5,100
Avg APR: 21.8%
Vermont
Avg Debt: $5,800
Avg APR: 21%
Virginia
Avg Debt: $5,700
Avg APR: 21.2%
Washington
Avg Debt: $5,900
Avg APR: 20.9%
West Virginia
Avg Debt: $4,800
Avg APR: 22.1%
Wisconsin
Avg Debt: $5,400
Avg APR: 21.5%
Wyoming
Avg Debt: $5,000
Avg APR: 21.9%
About These Statistics
The average credit card debt and APR rates shown are representative data based on national trends and consumer behavior patterns. These figures help illustrate the financial landscape across different states.
For personalized advice and tools to manage your credit card debt, use our credit card calculator.