Wells Fargo Active Cash® Card
Wells Fargo · Visa
4.4/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 20.24%–29.99%
- Intro APR
- 0% intro APR for 15 months on purchases and balance transfers
- Foreign Transaction Fee
- 3%
- Balance Transfer Fee
- 3% for first 120 days, then 5%
- Rewards Rate
- 2% cash back
Sign-Up Bonus
$200 cash rewards bonus after spending $500 in first 3 months
Rewards Structure
- All Purchases2%
Pros
- ✓Flat 2% on everything
- ✓No annual fee
- ✓0% intro APR for 15 months
- ✓Cell phone protection up to $600
Cons
- ✗3% foreign transaction fee
- ✗Must have Wells Fargo relationship for some benefits
- ✗Issuer reputation concerns
Who Should Get This Card?
Anyone wanting a flat 2% cash back card with 0% intro APR. Especially good for Wells Fargo banking customers.