U.S. Bank Visa® Platinum Card
U.S. Bank · Visa
4/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 18.74%–29.74%
- Intro APR
- 0% intro APR for 21 months on balance transfers and 15 months on purchases
- Foreign Transaction Fee
- 2%–3%
- Balance Transfer Fee
- 3%
- Rewards Rate
- No rewards
Sign-Up Bonus
None
Rewards Structure
- No rewards programN/A
Pros
- ✓21-month 0% balance transfer APR
- ✓No annual fee
- ✓Cell phone protection
- ✓Free TransUnion credit score access
Cons
- ✗No rewards
- ✗No sign-up bonus
- ✗Foreign transaction fee
Who Should Get This Card?
People who need a long 0% APR window to pay off existing debt. One of the longest intro APR offers on the market.