Southwest Rapid Rewards® Plus Credit Card
Chase · Visa
4/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- $69
- Regular APR
- 21.49%–28.49%
- Intro APR
- None
- Foreign Transaction Fee
- 3%
- Balance Transfer Fee
- 5%, min $5
- Rewards Rate
- 1x–2x points
Sign-Up Bonus
50,000 points after spending $1,000 in first 3 months
Rewards Structure
- Southwest purchases2x
- Rapid Rewards hotel & car rental partners2x
- Local transit & commuting2x
- Internet, cable, phone, streaming2x
- All Other Purchases1x
Pros
- ✓Points toward Companion Pass
- ✓2 free checked bags on Southwest
- ✓No change or cancellation fees
- ✓3,000 anniversary bonus points
Cons
- ✗$69 annual fee
- ✗Only 1x on many purchases
- ✗3% foreign transaction fee
- ✗Southwest-specific rewards
Who Should Get This Card?
Southwest Airlines loyalists pursuing the Companion Pass. Best for domestic travelers who value no bag and change fees.