PNC Cash Rewards® Visa®
PNC · Visa
4.1/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 19.24%–29.24%
- Intro APR
- 0% intro APR for 15 months on purchases
- Foreign Transaction Fee
- 3%
- Balance Transfer Fee
- 3% or $5
- Rewards Rate
- 1%–4% cash back
Sign-Up Bonus
$200 cash back after spending $1,000 in first 3 months
Rewards Structure
- Gas4%
- Dining3%
- Groceries2%
- All Other Purchases1%
Pros
- ✓4% on gas with no annual fee
- ✓Solid dining and grocery rewards
- ✓0% intro APR for 15 months
- ✓No annual fee
Cons
- ✗3% foreign transaction fee
- ✗Only 1% on non-category purchases
- ✗PNC banking relationship may be needed
Who Should Get This Card?
Drivers and families who want no-fee gas, dining, and grocery rewards. Great for PNC banking customers.