OpenSky® Secured Visa® Credit Card
OpenSky · Visa
3.5/5 RatingNo credit check
Key Details
- Annual Fee
- $35
- Regular APR
- 22.64%
- Intro APR
- None
- Foreign Transaction Fee
- 3%
- Balance Transfer Fee
- N/A
- Rewards Rate
- No rewards
Sign-Up Bonus
None
Rewards Structure
- No rewards programN/A
Pros
- ✓No credit check required
- ✓Reports to all three credit bureaus
- ✓No bank account required
- ✓Choose deposit from $200-$3,000
Cons
- ✗$35 annual fee
- ✗No rewards
- ✗Security deposit required
- ✗3% foreign transaction fee
Who Should Get This Card?
People with no credit history or severely damaged credit who need a card with absolutely no credit check to start building/rebuilding.