HSBC Gold Mastercard®
HSBC · Mastercard
3.8/5 RatingGood (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 18.24%–28.24%
- Intro APR
- 0% intro APR for 18 months on purchases and balance transfers
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- 3%
- Rewards Rate
- No rewards
Sign-Up Bonus
None
Rewards Structure
- No rewards programN/A
Pros
- ✓18-month 0% intro APR — among the longest
- ✓No annual fee
- ✓No foreign transaction fees
- ✓No penalty APR
Cons
- ✗No rewards program
- ✗No sign-up bonus
- ✗HSBC has limited U.S. presence
Who Should Get This Card?
People who need a long 0% APR period for a large purchase or balance transfer and aren't focused on rewards.