Chase Sapphire Reserve®
Chase · Visa
4.8/5 RatingExcellent (720+)
Key Details
- Annual Fee
- $550
- Regular APR
- 22.49%–29.49%
- Intro APR
- None
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- 5%, min $5
- Rewards Rate
- 1x–10x points
Sign-Up Bonus
60,000 bonus points after spending $4,000 in first 3 months
Rewards Structure
- Hotels & car rentals via Chase Travel℠10x
- Flights via Chase Travel℠5x
- Dining3x
- All Other Purchases1x
Pros
- ✓$300 annual travel credit
- ✓Priority Pass airport lounge access
- ✓50% bonus when redeeming through Chase Travel℠
- ✓Global Entry/TSA PreCheck credit
- ✓Trip delay reimbursement up to $500
Cons
- ✗High $550 annual fee
- ✗Requires excellent credit
- ✗Travel credit must be used annually
Who Should Get This Card?
High-spending travelers who value premium perks like lounge access and travel credits. Best for those who travel frequently and spend $5,000+/month.