Chase Sapphire Preferred® Card
Chase · Visa
4.7/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- $95
- Regular APR
- 21.49%–28.49%
- Intro APR
- None
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- 5%, min $5
- Rewards Rate
- 1x–5x points
Sign-Up Bonus
60,000 bonus points after spending $4,000 in first 3 months
Rewards Structure
- Travel through Chase Travel℠5x
- Dining3x
- Online Grocery3x
- Select Streaming3x
- All Other Purchases1x
Pros
- ✓Strong travel and dining rewards
- ✓Valuable Ultimate Rewards points
- ✓25% bonus when redeeming through Chase Travel℠
- ✓Trip cancellation/interruption insurance
- ✓No foreign transaction fees
Cons
- ✗$95 annual fee
- ✗No introductory APR offer
- ✗Points worth less without Chase Travel℠ redemption
Who Should Get This Card?
Frequent travelers and diners who want premium rewards without a premium price. Ideal for those spending $2,000+/month who want flexible travel redemptions.