Ink Business Preferred® Credit Card
Chase · Visa
4.8/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- $95
- Regular APR
- 21.24%–26.24%
- Intro APR
- None
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- N/A
- Rewards Rate
- 1x–3x points
Sign-Up Bonus
100,000 bonus points after spending $8,000 in first 3 months
Rewards Structure
- Travel, shipping, internet, cable, phone, advertising (up to $150K combined)3x
- All Other Purchases1x
Pros
- ✓Massive 100,000 point sign-up bonus
- ✓3x on broad business categories
- ✓Points transfer to Chase travel partners
- ✓Cell phone protection
- ✓No foreign transaction fees
Cons
- ✗$95 annual fee
- ✗High spending requirement for bonus ($8,000)
- ✗$150,000 combined category cap
Who Should Get This Card?
Small business owners who spend on travel, advertising, shipping, and telecom. The 100K bonus is one of the most valuable sign-up offers available.