Chase Freedom Unlimited®
Chase · Visa
4.5/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 20.49%–29.24%
- Intro APR
- 0% intro APR for 15 months on purchases
- Foreign Transaction Fee
- 3%
- Balance Transfer Fee
- 3%
- Rewards Rate
- 1.5%–5% cash back
Sign-Up Bonus
$200 bonus + additional 1.5% on everything in first year (up to $20,000 spent)
Rewards Structure
- Travel through Chase Travel℠5%
- Dining3%
- Drugstores3%
- All Other Purchases1.5%
Pros
- ✓1.5% baseline is above average
- ✓No annual fee
- ✓3% on dining and drugstores
- ✓Pairs perfectly with Sapphire for point transfers
- ✓0% intro APR for 15 months
Cons
- ✗3% foreign transaction fee
- ✗No rotating bonus categories like Freedom Flex
- ✗Best value requires Sapphire card pairing
Who Should Get This Card?
Anyone wanting a simple, no-fee everyday card. Best paired with Chase Sapphire Preferred or Reserve for elevated point value.