Chase Freedom Flex℠
Chase · Mastercard
4.6/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 20.49%–29.24%
- Intro APR
- 0% intro APR for 15 months on purchases
- Foreign Transaction Fee
- 3%
- Balance Transfer Fee
- 3%
- Rewards Rate
- 1%–5% cash back
Sign-Up Bonus
$200 bonus after spending $500 in first 3 months
Rewards Structure
- Rotating quarterly categories (up to $1,500/quarter)5%
- Travel through Chase Travel℠5%
- Dining3%
- Drugstores3%
- All Other Purchases1%
Pros
- ✓5% rotating categories + 3% on dining/drugstores
- ✓No annual fee
- ✓Pairs excellently with Sapphire cards
- ✓0% intro APR for 15 months
- ✓Purchase protection and extended warranty
Cons
- ✗Quarterly category activation required
- ✗5% capped at $1,500 per quarter
- ✗3% foreign transaction fee
Who Should Get This Card?
Chase ecosystem users who want to pair with a Sapphire card for maximum value. Also excellent as a standalone no-fee rewards card.