Capital One Venture Rewards Credit Card
Capital One · Visa
4.5/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- $95
- Regular APR
- 19.99%–29.99%
- Intro APR
- None
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- 3% for promotional, 4% thereafter
- Rewards Rate
- 2x–5x miles
Sign-Up Bonus
75,000 miles after spending $4,000 in first 3 months
Rewards Structure
- Hotels & rental cars via Capital One Travel5x
- All Other Purchases2x
Pros
- ✓Flat 2x on everything — simple and effective
- ✓Transfer partners with 15+ airlines/hotels
- ✓No foreign transaction fees
- ✓Global Entry/TSA PreCheck credit
Cons
- ✗$95 annual fee
- ✗No bonus categories beyond travel portal
- ✗Transfer partners less valuable than Chase/Amex
Who Should Get This Card?
Travelers who want simplicity — earn 2x on everything, redeem for travel. Great for those who don't want to track bonus categories.