Capital One Platinum Secured Credit Card
Capital One · Mastercard
4/5 RatingBad to Fair (300+)
Key Details
- Annual Fee
- None
- Regular APR
- 29.99%
- Intro APR
- None
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- N/A
- Rewards Rate
- No rewards
Sign-Up Bonus
None
Rewards Structure
- No rewards programN/A
Pros
- ✓No annual fee for a secured card
- ✓Deposit as low as $49 for $200 credit line
- ✓Access to higher credit line with on-time payments
- ✓Reports to all three credit bureaus
Cons
- ✗No rewards
- ✗High APR (29.99%)
- ✗Security deposit required
Who Should Get This Card?
People building or rebuilding credit who want an accessible secured card with no annual fee and a low minimum deposit.