Capital One SavorOne Cash Rewards Credit Card
Capital One · Visa
4.4/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 19.99%–29.99%
- Intro APR
- 0% intro APR for 15 months on purchases and balance transfers
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- 3%
- Rewards Rate
- 1%–3% cash back
Sign-Up Bonus
$200 cash bonus after spending $500 in first 3 months
Rewards Structure
- Dining & Entertainment3%
- Popular Streaming3%
- Grocery Stores3%
- Capital One Travel5%
- All Other Purchases1%
Pros
- ✓3% on dining, entertainment, groceries, and streaming — no fee
- ✓No foreign transaction fees
- ✓0% intro APR for 15 months
- ✓Broad entertainment category
Cons
- ✗Only 1% on non-bonus purchases
- ✗Cash back only — no point transfers
- ✗No elevated travel category outside portal
Who Should Get This Card?
People who spend heavily on dining, groceries, and entertainment and don't want to pay an annual fee.