Capital One Quicksilver Cash Rewards Credit Card
Capital One · Visa
4.3/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 19.99%–29.99%
- Intro APR
- 0% intro APR for 15 months on purchases and balance transfers
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- 3%
- Rewards Rate
- 1.5% cash back
Sign-Up Bonus
$200 cash bonus after spending $500 in first 3 months
Rewards Structure
- All Purchases1.5%
Pros
- ✓No annual fee
- ✓Simple 1.5% on everything
- ✓0% intro APR for 15 months
- ✓No foreign transaction fees
Cons
- ✗1.5% rate is below average for category spending
- ✗No bonus categories
- ✗Cash back only — no travel transfer partners
Who Should Get This Card?
People who want a simple, no-annual-fee card that earns decent rewards on everything without tracking categories.