Bread Cashback™ American Express® Card
Bread Financial · Amex
4/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 19.49%–29.49%
- Intro APR
- 0% intro APR for 15 months on purchases
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- 3%
- Rewards Rate
- 2% cash back
Sign-Up Bonus
$200 cash back after spending $1,500 in first 90 days
Rewards Structure
- All Purchases2%
Pros
- ✓2% on everything with no annual fee
- ✓No foreign transaction fees
- ✓$200 sign-up bonus with low spend requirement
- ✓0% intro APR for 15 months
Cons
- ✗Amex not accepted everywhere
- ✗Less established issuer
- ✗Limited additional perks
Who Should Get This Card?
People looking for a straightforward 2% cash back card with no annual fee. Good alternative to Citi Double Cash.