Bilt Mastercard®
Wells Fargo (Bilt) · Mastercard
4.3/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 21.24%–29.99%
- Intro APR
- None
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- N/A
- Rewards Rate
- 1x–3x points
Sign-Up Bonus
Points on rent with no transaction fee (no traditional bonus)
Rewards Structure
- Dining3x
- Travel2x
- Rent (up to 100,000 points/year)1x
- All Other Purchases1x
Pros
- ✓Earn points on rent with no fees — unique benefit
- ✓No annual fee
- ✓Strong transfer partners (Hyatt, AA, United)
- ✓3x on dining is competitive
- ✓No foreign transaction fees
Cons
- ✗Must make 5 transactions per month to earn points
- ✗No sign-up bonus
- ✗Only 1x on non-category spend
- ✗Rent-payment process requires setup
Who Should Get This Card?
Renters who want to earn travel rewards on their rent payments. The only card that earns points on rent with no transaction fees.