Bank of America® Travel Rewards Credit Card
Bank of America · Visa
4.2/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 19.24%–29.24%
- Intro APR
- 0% intro APR for 15 billing cycles on purchases
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- 3%
- Rewards Rate
- 1.5 points per dollar
Sign-Up Bonus
25,000 bonus points after spending $1,000 in first 90 days
Rewards Structure
- All Purchases1.5x
Pros
- ✓No annual fee
- ✓No foreign transaction fees
- ✓0% intro APR for 15 months
- ✓Preferred Rewards members earn 25-75% bonus
Cons
- ✗1.5x base rate is average
- ✗Best value requires BofA Preferred Rewards
- ✗Points only redeemed for travel statement credits
Who Should Get This Card?
Bank of America Preferred Rewards members who can boost the rate to 2.62x. Also great as a no-fee travel card for beginners.