Hilton Honors American Express Card
American Express · Amex
4.1/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 20.99%–29.99%
- Intro APR
- None
- Foreign Transaction Fee
- None
- Balance Transfer Fee
- 3% or $5
- Rewards Rate
- 3x–7x Hilton points
Sign-Up Bonus
80,000 Hilton Honors bonus points after spending $2,000 in first 6 months
Rewards Structure
- Hilton purchases7x
- Restaurants, supermarkets, gas5x
- All Other Purchases3x
Pros
- ✓No annual fee for a hotel card
- ✓Strong earning across everyday categories
- ✓Complimentary Hilton Silver status
- ✓Large sign-up bonus
Cons
- ✗Hilton points worth ~0.5¢ each
- ✗No free night certificate
- ✗Silver status provides minimal benefits
Who Should Get This Card?
Occasional Hilton guests who want to earn hotel points on everyday spending without paying an annual fee.