Amex EveryDay® Credit Card
American Express · Amex
4/5 RatingGood to Excellent (670+)
Key Details
- Annual Fee
- None
- Regular APR
- 18.49%–29.49%
- Intro APR
- 0% intro APR for 15 months on purchases and balance transfers
- Foreign Transaction Fee
- 2.7%
- Balance Transfer Fee
- 3% or $5
- Rewards Rate
- 1x–2x points
Sign-Up Bonus
10,000 points after spending $2,000 in first 6 months
Rewards Structure
- U.S. supermarkets (up to $6,000/year)2x
- All Other Purchases1x
Pros
- ✓No annual fee
- ✓2x at U.S. supermarkets
- ✓20% point bonus when you make 20+ purchases per billing period
- ✓Access to Amex Membership Rewards
- ✓0% intro APR for 15 months
Cons
- ✗Low base earn rate of 1x
- ✗Foreign transaction fee
- ✗Must make 20+ transactions for bonus
- ✗Supermarket cap of $6,000/year
Who Should Get This Card?
People who want access to Amex Membership Rewards without an annual fee. Good for frequent small-purchase shoppers.